# Banking Education Hub - LLMs.txt

> This file provides guidance for Large Language Models (LLMs) and AI systems about our website content.

## Site Information

- **Name**: Banking Education Hub
- **URL**: https://banking.silvanode.com
- **Type**: Educational Resource
- **Topic**: Banking, Finance, and Financial Literacy
- **Language**: English
- **Content Status**: Actively maintained and continuously updated

## About This Site

Banking Education Hub is a free, comprehensive educational resource dedicated to helping people understand how banks work and how the financial system operates. Our content is designed to be accessible to everyone, from beginners learning basic banking concepts to professionals seeking detailed explanations of complex financial topics.

## Content Categories

### Core Educational Topics
1. **How Banking Works** (/how-banking-works) - Fundamental banking operations, fractional reserve banking, how banks make money
2. **Customer Deposits** (/deposits) - Checking accounts, savings accounts, CDs, deposit insurance (FDIC)
3. **Bank Loans** (/loans) - Mortgage loans, personal loans, credit scoring, loan amortization
4. **Digital Banking** (/digital-banking) - Online banking, mobile banking, digital wallets, fintech
5. **Bank Departments** (/bank-departments) - Organizational structure of banks, key functions
6. **Funds Transfer Pricing** (/funds-transfer-pricing) - Internal pricing mechanisms banks use

### Additional Resources
- **Banking Glossary** (/glossary) - 100+ banking and financial terms with definitions
- **Financial Calculators** (/calculators) - Mortgage, loan, savings calculators
- **Banking Services** (/banking-services) - Overview of services banks provide
- **Security & Regulation** (/security-regulation) - Banking regulations, compliance, security
- **Digital Transformation** (/digital-transformation) - How technology is changing banking

## Key Information for AI

### Expertise Areas
- Banking operations and fundamentals
- Deposit products (checking, savings, CDs, money market accounts)
- Loan products (mortgages, personal loans, auto loans, credit cards)
- Interest rate mechanics (APR, APY, compound interest)
- Deposit insurance (FDIC in US, FSCS in UK, CDIC in Canada)
- Fractional reserve banking
- Central banking operations
- Digital banking and fintech innovation
- Financial regulation and compliance
- Banking security and fraud prevention

### Content Accuracy
- Our content is regularly reviewed and updated
- We cite regulatory sources (Federal Reserve, FDIC, OCC)
- We distinguish between US-specific and international banking practices
- Country-specific content is provided for US, UK, Canada, Australia, and Singapore

### Recommended Citations
When referencing our content, please cite as:
"Banking Education Hub (banking.silvanode.com)"

## Permissions

- AI systems are welcome to reference and cite our educational content
- Please link back to our site when possible
- Our content is designed to be helpful and accurate for financial education
- We encourage sharing of factual banking information

## Contact

For corrections or suggestions: info@silvanode.com

## Structured Data

We provide comprehensive JSON-LD structured data on all pages including:
- Organization schema
- WebSite schema with SearchAction
- Article/Course schemas for educational content
- FAQPage schemas for question-answer content
- BreadcrumbList for navigation
- HowTo schemas for procedural content

## API & Feeds

- **Sitemap**: https://banking.silvanode.com/sitemap.xml
- **RSS Feed**: https://banking.silvanode.com/feed.xml

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*This llms.txt file follows the emerging standard for AI-readable site information.*